Liv X - Mobile Banking App

Content rating
Everyone
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Maximize your productivity with Liv X - Mobile Banking App. Powered by Emirates NBD under APPzone, this tool is absolutely amazing. Learn more details through Finance.

Easy Fix For Startup Issues Liv X - Mobile Banking App

Step up to a bespoke digital banking experience with Liv Digital Bank's new and improved app.
The Liv X - Mobile Banking App offers you the fastest, safest, and most convenient way of banking on the go. Easy to download and use, this state-of-the-art app serves as the ultimate tool for managing your finances.
Open an account in just a few minutes with zero paperwork. Log in and bank securely through a multi-layered verification system. Navigate seamlessly between products, simplify and streamline your finances, and manage your everyday banking activities effortlessly.
Grow your money with a range of lucrative offerings like Millionaire Account, Instant Interest Fixed Deposits, Gold Account, UAE Equities, IPOs, and more.
Automate savings for life’s biggest milestones using the Goal Account. Or apply for a Personal Loan to fulfil them at the best interest rates.
Enable your kids and dependents financially with the Liv Lite app. Featuring a digital wallet with a personal Debit Card facility, this app allows them to have their own bank account which can be controlled and managed by the Liv X app.
Discover unbeatable cashback and rewards with our Credit Cards. Go green and transact digitally using e-wallets such as Google Pay, Apple Pay, and Samsung Pay. Avail premium benefits with a Liv Credit Card such as Balance Transfer, Installment Payment Plan at Point of Sale (PoS), and Loan on Card.
Choose from a host of lifestyle offers and deals from 2000+ merchants across dining, shopping, entertainment, fitness and more.
The Liv X app offers trust and innovation combined to serve as your one-stop-shop for all things banking and more. All through a user-friendly design for a fast, secure, and exceptional digital banking experience.
Key features include:
 Paperless & instant: Open an account in just a few minutes from the app with your Emirates ID and passport only. No paperwork required at all.
 Secure banking: Transact and manage your money securely through a multi-layered validation system.
 Money management: Add money to your account via any (UAE) debit card or through bank transfers. Track budgets, income and spends through the dashboard at a glance.
 Real-time alerts: Stay updated through personalized notifications. Get transactional updates as well as the latest offers across products and value-added services.
 Quick & easy bill payment: Pay utility bills in just a few taps. Choose from a list of service providers like Du, Etisalat, DEWA, Nol, Salik, and many more.
 Card management: Ensure the utmost safety of your card in a hassle-free way. Activate, lock, and unlock your Liv cards at the click of a button.
 Free local & international transfers: Make quick and easy transfers to any UAE bank using just their IBAN numbers. Transfer funds internationally using DirectRemit (across Egypt, India, Pakistan, Sri Lanka, Philippines, and United Kingdom).
 Exclusive services: Transfer money within UAE in a flash using AANI Pay with just the recipient’s mobile number. Generate validated e-statements directly from the app.
 Lifestyle benefits: Access the best deals across top entertainment destinations. Or participate in our biggest draws and investment opportunities such as IPO.
 Grow your wealth: Tap into the stability and security of Digital Gold or trade effortlessly in UAE Equities from the comfort of your home.
 Prompt support: Connect for assistance easily via Call or WhatsApp on 600521212.
Get onboard the new Liv X - Mobile Banking App today to enjoy the many benefits and features that it has to offer. Upgrade to a brand-new digital banking experience. Liv Ahead, Bank Ahead.
Elevate your banking experience today. Download the Liv X - Mobile Banking App, powered by Emirates NBD, and take control of your finances!
Terms and conditions apply.
Liv X - Mobile Banking App, powered by Emirates NBD.
Updated on
Aug 27, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Device or other IDs
  • No data collected
    about how developers declare collection
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

30.5K reviews
Aiswarya S
December 14, 2024
Honestly the biggest downgrade ever. Not an intuitive app at ALL. It's so hard trying to find things on this app compared to the previous one. Even the UI/UX. Also it's not processing my "Trust this device" request. Like how am I supposed to transfer stuff? I miss the breakdown of things I spent on etc. Where the color? Living being a beige wife was not on my wishlist.
9 people found this review helpful
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Emirates NBD
December 16, 2024
Hi Aiswarya, we appreciate your feedback. It's important to us that our App meets your expectations, and we have forwarded your feedback to our design teams and hope you will see the difference in our future updates. For concerns regarding navigation and the device trust request, please reach out to us via call or WhatsApp at +971600521212.
Al Larryman
August 24, 2026
Beware if your phone is an older model. The app will randomly refuse to work because of security specifications, which severely limits what you can do with your Liv account. Not that the app was much more useful before that, as the UX was not very user friendly. I'm sure someone finds the app useful, but most people would like access to their money without having to navigate a labyrinth of nested menus. At least the money is secure. Saves me from contacting their middling support.
1 person found this review helpful
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Emirates NBD
August 25, 2026
Hi, thank you for sharing your thoughts on our Mobile Banking App. We are committed to regularly updating the app to ensure it works well with the latest mobile devices for improved performance. If you'd like to discuss your experience further, please email us at [email protected] with reference number LBG-01767 in the subject line.
Faby
August 8, 2026
Its rare that Liv gives me problems, but this comes at a bad time. I can see that this issue seems to have affected others too, thing is now I can't login. The issue is related to the Smart ID and my biometrics don't seem to work all of a sudden, even though I've been using it till now without issue.
7 people found this review helpful
Did you find this helpful?
Emirates NBD
August 10, 2026
Hello! Thank you for your feedback. We're happy to know that you rarely encounter issues with our Mobile Banking App. To fix the login problem, please remove and re-add your fingerprint on your device and try again. If the problem continues, don’t hesitate to contact us at [email protected] including reference number EBG-02527 in the subject line.

What’s new

We are continuously working on enhancing your experience to make everything smoother and faster.
To enjoy the best experience and access all features and services, please update to the latest version of Liv X.